Real Estate in Mexico 2026: Buying as a Foreigner

Everything about buying real estate in Mexico in 2026: the fideicomiso bank trust for foreigners in the 50-km coastal zone, legal due diligence, the notary's role, taxes and closing costs, prices in Cancun, Playa del Carmen and Tulum. 24 articles from our Riviera Maya team — full transaction support. Message us by email.

Frequently Asked Questions

Yes. Outside the 50-km coastal and 100-km border zones, a foreigner buys property in direct ownership. Inside the coastal zone (Cancun, Tulum, Playa), ownership is held through a fideicomiso bank trust or a Mexican company.

A fideicomiso is a bank trust that gives a foreigner full ownership rights over property in the restricted coastal zone: to sell, rent, inherit and remodel. It's set for 50 years and renewable. Annual maintenance is $500–$700.

Property acquisition tax (ISAI) is 2–4% of value, notary fees 1–1.5%, and setting up a fideicomiso around $1,500–$2,000. Total buyer costs run roughly 5–8% of the purchase price.

Studios and condos in Playa del Carmen start around $120,000, in Tulum from $150,000, and villas from $350,000. Prices depend on proximity to the beach and construction stage.

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